Type commands such as help, whoami, w, ps, cat ~/.bashrc, ls ~/life, apropos, finger, or clear. Use the up and down arrow keys to navigate command history.
AI Consultant at J&T Banka. Specializing in Agentic AI, Intelligent Automation, and Digital Transformation.
I bridge the gap between cutting-edge AI capabilities and the trust and reliability that financial services demand. Based in Prague, working globally.
I am an AI Consultant at J&T Banka (former Head of Digital Experience), where I lead the transformation of banking through artificial intelligence and digital innovation.
My work sits at the intersection of product strategy, AI implementation, and organizational change. I focus on deploying robust AI solutions in production, from intelligent automation to agentic systems that operate in regulated contexts. We've built systems that process over 2 million messages daily, consolidating data from 17 backend systems.
My role is to bridge the gap between cutting-edge AI capabilities and the trust and reliability that financial services demand.
Building intelligent platforms that streamline banking operations, from customer service to document processing, using ML and predictive analytics. We focus on measurable efficiency gains and error reduction in high-volume workflows.
Developing and deploying autonomous AI agents in regulated environments. This involves creating robust testing frameworks, human-in-the-loop oversight mechanisms, and strict compliance adherence to ensure agents act reliably within financial constraints.
Leading initiatives to modernize banking infrastructure. We replace legacy monoliths with modular, scalable platforms capable of handling the massive data throughput required by modern AI applications.
"The future of banking isn't about replacing humans with AI - it's about augmenting human capabilities with intelligent systems that handle complexity at scale."
My approach combines three principles:
I've learned as much from failures as from successes. The wins came when we aligned incentives, moved iteratively, and focused relentlessly on measurable outcomes. We're at a rare inflection point where the technology, regulation, and market demand are all moving in the same direction.
I post on X about AI, product strategy, and occasionally other things that catch my attention. I'm tall enough, curious enough, and definitely opinionated enough to have perspectives on most topics.
Michal Komar is an AI Consultant at J&T Banka (former Head of Digital Experience) specializing in artificial intelligence transformation in banking. He leads initiatives focused on intelligent automation, agentic AI systems, and digital platform modernization.
As AI Consultant at J&T Banka, Michal leads digital transformation initiatives including AI-driven automation, autonomous agent development, and platform modernization projects. His work focuses on deploying production AI systems in regulated banking environments.
Michal Komar specializes in AI in banking, digital transformation, product strategy, agentic AI systems, and organizational change in regulated environments. He focuses on the practical implementation of AI technologies in financial services.
If you're working on interesting problems at the intersection of AI and finance, or just want to discuss product strategy, let's talk.
I'm particularly interested in conversations about:
Find me on LinkedIn, X (Twitter), or GitHub.
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║ Michal Komar · AI Consultant ║
║ Type 'help' for available commands ║
║ Location: Prague · Remote · Global ║
╚══════════════════════════════════════════════════════════════╝
Type help for available commands. Location: Prague · Remote · Global.
┌─ Available Commands ─────────────────────────────────────────┐
| banner · show welcome banner |
| help · show this list |
| whoami · hero introduction |
| w · what I do at J&T Banka |
| ps · key focus areas |
| cat ~/.bashrc · philosophy & approach |
| ls ~/life · life outside of work |
| apropos · frequently asked questions |
| finger · contact overview |
| finger --linkedin · LinkedIn profile link |
| finger --twitter · Twitter / X link |
| finger --github · GitHub link |
| clear · clear the terminal |
└──────────────────────────────────────────────────────────────┘
banner — show welcome bannerhelp — show this listwhoami — hero introductionw — what I do at J&T Bankaps — key focus areascat ~/.bashrc — philosophy & approachls ~/life — life outside workapropos — frequently asked questionsfinger — contact overviewfinger --linkedin / finger --twitter / finger --github — direct linksclear — clear the terminal
┌─ About ───────────────────────────────────────────────────────┐
| Michal Komar |
| AI Consultant |
| |
| I don't know why you're here. Maybe you clicked on a link, |
| maybe you Googled my name, or maybe you're just curious. |
| Whatever the reason, the only thing that matters is how I can |
| entertain you or add value. |
└──────────────────────────────────────────────────────────────┘
Michal Komar — AI Consultant.
I don't know why you're here. Maybe you clicked on a link, maybe you Googled my name, or maybe you're just curious. Whatever the reason, the only thing that matters is how I can entertain you or add value.
┌─ What I Do ───────────────────────────────────────────────────┐
| I'm an AI Consultant at J&T Banka (former Head of Digital |
| Experience), where I lead the transformation of banking |
| through artificial intelligence and digital innovation. |
| |
| My work sits at the intersection of product strategy, AI |
| implementation, and organizational change. I focus on |
| deploying robust AI solutions in production, from expert |
| automation to agentic systems operating in regulated contexts.|
| We've built systems that process over 2 million messages |
| daily, consolidating data from 17 backend systems. |
| |
| My role is to bridge the gap between cutting-edge AI |
| capabilities and the trust and reliability that financial |
| services demand. |
└──────────────────────────────────────────────────────────────┘
I'm an AI Consultant at J&T Banka (former Head of Digital Experience), where I lead the transformation of banking through artificial intelligence and digital innovation.
My work sits at the intersection of product strategy, AI implementation, and organizational change. I focus on deploying robust AI solutions in production, from intelligent automation to agentic systems that operate in regulated contexts. We've built systems that process over 2 million messages daily, consolidating data from 17 backend systems.
My role is to bridge the gap between cutting-edge AI capabilities and the trust and reliability that financial services demand.
┌─ Key Focus Areas ─────────────────────────────────────────────┐
| • AI-Driven Automation — Building intelligent platforms that |
| streamline banking operations, from customer service to |
| document processing, using ML and predictive analytics. |
| • Agentic AI Systems — Developing and deploying autonomous |
| AI agents in regulated environments, complete with testing |
| frameworks, oversight, and compliance mechanisms. |
| • Digital Platform Transformation — Leading initiatives to |
| modernize banking infrastructure, resulting in next-gen |
| platforms that handle massive scale and complexity. |
└──────────────────────────────────────────────────────────────┘
┌─ Philosophy & Approach ───────────────────────────────────────┐
| "The future of banking isn't about replacing humans with AI - |
| it's about augmenting human capabilities with intelligent |
| systems that handle complexity at scale." |
| |
| My approach combines three principles: Start with the |
| customer problem, not the technology. Build systems that are |
| transparent and explainable. And move fast, but with |
| appropriate safeguards. |
| |
| I've learned as much from failures as from successes. The |
| wins came when we aligned incentives, moved iteratively, and |
| focused relentlessly on measurable outcomes. We're at a rare |
| inflection point where the technology, regulation, and market |
| demand are all moving in the same direction. |
└──────────────────────────────────────────────────────────────┘
"The future of banking isn't about replacing humans with AI — it's about augmenting human capabilities with intelligent systems that handle complexity at scale."
Alignment, iteration, and measurable outcomes are how we win, especially as technology, regulation, and demand converge.
┌─ Beyond Work ─────────────────────────────────────────────────┐
| I post on X about AI, product strategy, and occasionally |
| other things that catch my attention. I'm tall enough, |
| curious enough, and definitely opinionated enough to have |
| perspectives on most topics. |
└──────────────────────────────────────────────────────────────┘
I post on X about AI, product strategy, and whatever else catches my attention. I'm tall enough, curious enough, and definitely opinionated enough to have perspectives on most topics.
┌─ Frequently Asked Questions ──────────────────────────────────┐
| Who is Michal Komar? |
| Michal Komar is an AI Consultant at J&T Banka (former Head |
| of Digital Experience) specializing in artificial |
| intelligence transformation in banking. He leads initiatives|
| focused on intelligent automation, agentic AI systems, and |
| digital platform modernization. |
| |
| What is Michal Komar's role at J&T Banka? |
| As AI Consultant at J&T Banka, Michal leads digital |
| transformation initiatives including AI-driven automation, |
| autonomous agent development, and platform modernization |
| projects. His work focuses on deploying production AI |
| systems in regulated banking environments. |
| |
| What expertise does Michal Komar have? |
| Michal Komar specializes in AI in banking, digital |
| transformation, product strategy, agentic AI systems, and |
| organizational change in regulated environments. He focuses |
| on the practical implementation of AI technologies in |
| financial services. |
└──────────────────────────────────────────────────────────────┘
Who is Michal Komar? An AI Consultant at J&T Banka specializing in intelligent automation, agentic AI systems, and digital platform modernization.
Role at J&T Banka? Leading AI-driven automation, autonomous agent development, and modernization initiatives that ship in regulated environments.
Expertise? AI in banking, digital transformation, product strategy, agentic systems, and organizational change.
┌─ Contact ─────────────────────────────────────────────────────┐
| If you're working on interesting problems at the intersection |
| of AI and finance, or just want to discuss product strategy, |
| let's talk. |
| |
| I'm particularly interested in conversations about: |
| • Agentic AI in regulated environments |
| • Building AI-native products |
| • Organizational change in traditional institutions |
| • The second-order effects of AI on banking |
| |
| Channels: |
| finger --linkedin → LinkedIn profile |
| finger --twitter → Twitter / X feed |
| finger --github → GitHub repos |
| |
| (Run those commands to get full links you can click.) |
└──────────────────────────────────────────────────────────────┘
If you're working on interesting problems at the intersection of AI and finance, or just want to discuss product strategy, let's talk.
Use finger --linkedin, finger --twitter, or finger --github for direct links.